Christine Eibner, Sarah Nowak

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Understanding the Impact of the Elimination of the Individual Mandate Penalty

Starting in 2019, the Affordable Care Act’s individual mandate penalty will be eliminated, effectively ending the law’s requirement that most people have health insurance. Without a penalty, some people—particularly those who are younger or healthier—m…

Understanding the Impact of the Elimination of the Individual Mandate Penalty

Starting in 2019, the Affordable Care Act’s individual mandate penalty will be eliminated, effectively ending the law’s requirement that most people have health insurance. Without a penalty, some people—particularly those who are younger or healthier—m…

The Effect of Eliminating the Individual Mandate Penalty and the Role of Behavioral Factors

The Affordable Care Act’s individual mandate requires most Americans to enroll in health insurance. In 2017, Congress eliminated financial penalties associated with failing to comply with the mandate, which becomes effective in 2019. Under a range of s…