This analysis finds that the ACA’s maximum out-of-pocket limit is likely to grow faster than wages and salaries, and is also expected to grow faster than the maximum out-of-pocket limit for Health Savings Account (HSA)-qualified health plans.
Category: high-deductible plans
Americans’ Challenges with Health Care Costs
This data note reviews our recent polling data that finds that Americans struggle to afford many aspects of health care, including disproportionate shares of uninsured adults, Black and Hispanic adults and those with lower incomes.
Americans’ Challenges with Health Care Costs
This brief summarizes KFF’s most recent polling on the public’s experiences and challenges with health care costs, and it highlights the consequences of high health care costs on the uninsured and those with lower incomes.
2021 Employer Health Benefits Survey
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, worker contributions, cost-sharing provisions, offer rates, and more. This year’s report also looks at how employers changed t…
Average Family Premiums Rose 4% to $21,342 in 2020, Benchmark KFF Employer Health Benefit Survey Finds
San Francisco – Annual family premiums for employer-sponsored health insurance rose 4% to average $21,342 this year, according to the 2020 benchmark KFF Employer Health Benefits Survey. On average, workers this year are contributing $5,588 toward the c…
2020 Employer Health Benefits Survey
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, offer rates, wellness programs, and employer practices. Annual premiums for e…
High-Deductible Plans Jeopardize Financial Health Of Patients And Rural Hospitals
Small hospitals and patients in rural areas have been hit hard by the boom in high-deductible health plans. Often when a patient arrives at a rural hospital needing critical care, the person is stabilized and transferred to a larger facility. But bills from the first site of care generally get applied to the patient’s deductible. When patients can’t afford their deductible, the smaller hospital winds up eating the costs.
Nothing To Sneeze At: The $2,659 Bill To Pluck Doll’s Shoe From Child’s Nostril
A 3-year-old girl put matching doll shoes up her nose. One came out easily. The second required an emergency department visit ― and generated a bill that is not child’s play.
Employers Are Scaling Back Their Dependence On High-Deductible Health Plans
Firms are offering more traditional plans alongside or instead of the plans with sky-high deductibles that may have been the only option in the past. The change comes as employers are finding that workers like the predictability of a traditional plan and that providing more generous plans can help with recruiting in a tight labor market.
Employers Are Scaling Back Their Dependence On High-Deductible Health Plans
Firms are offering more traditional plans alongside or instead of the plans with sky-high deductibles that may have been the only option in the past. The change comes as employers are finding that workers like the predictability of a traditional plan and that providing more generous plans can help with recruiting in a tight labor market.
