Independent brokers help employers choose health benefits for their staff, but are paid by the health insurance industry, creating financial incentives to sell more without regard to cost.
A former health insurance executive made it her mission to bring down high health care costs. She’s demanding a better deal for employers — and the workers whose care they pay for.
Without scrutiny, insurers and data brokers are predicting your health costs based on public data about things like race, marital status, your TV consumption and even if you buy plus-size clothing.