Some ‘Cheaper’ Health Plans Have Surprising Costs

One health insurance startup charges patients extra for procedures not covered by their basic health plan. The out-of-pocket cost for a tonsillectomy and adenoidectomy might range from $900 to $3,000 extra, while a lumbar spine fusion could range from $5,000 to $10,000.

Well-known insurers are selling new sorts of health plans outside the Affordable Care Act exchanges that may sound cheaper but aren’t necessarily. Some, for example, charge extra for common surgeries.

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