We have all heard of the one more year phenomena. Financially independent people, such as myself, hit the wall of fear. Although we have enough, we persist in our W-2 day job for no reason. There are many explanations for our persistence. Yet none of them adequately account for why it is so hard to shake our indentured servitude once it becomes unnecessary. While I personally can count off various reasons I haven’t pulled the trigger, it is more likely than not the momentum effect that carries the greatest responsibility.
Momentum is defined as the property or tendency of a moving object to continue moving. For an object moving in a line, the momentum is the mass of the object multiplied by its velocity
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