I have talked in the past about coping with financial freedom. Once we reach the mountaintop, we undergo a number of emotional changes. It is, however, a mistake to believe that the transformation only begins once we have attained our goal. In my humble opinion, there are five stages of financial independence. These stages begin with conception and meager bank accounts, and end with financial freedom and hopefully an enlightened philosophy.
The mechanics of financial independence only play a small role.
The difficulty tends to lie in the headspace.
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