Category: Insurance

Coronavirus Surprise: IRS Allows Midyear Insurance And FSA Changes

Last month, the Internal Revenue Service announced it would let employees add, drop or change some of their benefits for the remainder of 2020. The catch: Your employer has to allow the changes. KHN explains how it could work.

Must-Reads Of The Week

KHN executive editor Damon Darlin wades through mounds of health care policy stories — so you don’t have to.

COVID-Like Cough Sent Him To ER — Where He Got A $3,278 Bill

A dad in Denver tried to do everything right when COVID symptoms surfaced. Still, he ended up with a huge bill from an insurer that had said it waived cost sharing for coronavirus treatment. What gives?

How A Company Misappropriated Native American Culture To Sell Health Insurance

Maine investigators find one patient’s saga with O’NA HealthCare offers a cautionary tale for anyone looking for cut-rate coverage online.

Tourists, Beware: Foreign Visitors’ Travel Health Insurance Might Exclude Pandemics

Many travel insurance plans offer health care coverage, but they could limit how much the insurer will pay or exclude coverage for health crises like the coronavirus pandemic. That may leave foreign travelers — unfamiliar with the way the American health system works ― on the hook for major expenses.

‘An Arm And A Leg’: Angst And Advice From A Health Insurance Insider

A podcast listener who works in the health insurance industry says that when you’re trying to untangle a problem with your health insurance company ask the representative on the phone to slow down. And if need be, don’t hesitate to ask to speak with a supervisor.

KHN’s ‘What The Health?’: What’s In The Next Round Of COVID-19 Relief?

House Democrats unveiled legislation that would effectively double what the federal government has spent on relief for the COVID-19 pandemic, but Republicans say they want to wait before even talking about another bill. Meanwhile, a key Republican senator called the GOP court case challenging the Affordable Care Act “flimsy.” Rebecca Adams of CQ Roll Call and Joanne Kenen of Politico join KHN’s Julie Rovner to discuss this and more.

KHN’s ‘What The Health?’: SCOTUS Decides An ACA Case. No, Not THAT Case.

The Supreme Court this week, in an 8-1 decision, ruled that insurers are due the roughly $12 billion that Congress several years ago tried to cut off in payments under the Affordable Care Act’s “risk corridors” provision. And while the COVID-19 pandemic continues to rage in many places around the country, states are starting to reopen their economies at the urging of President Donald Trump and over objections of public health officials. Caitlin Owens of Axios and Mary Ellen McIntire of CQ Roll Call join KHN’s Julie Rovner to discuss this and more. Also, Rovner interviews KHN’s Carmen Heredia Rodriguez, who wrote the latest KHN-NPR “Bill of the Month” installment about COVID testing that should have been free but was not.

Free Clinics Try To Fill Gaps As COVID Sweeps Away Job-Based Insurance

The volunteer medical providers at the Tree of Life Free Clinic in Tupelo, Mississippi, give crucial health care to the uninsured in the best of times, drawing crowds who line up for hours. Amid the current COVID pandemic, clinic staffers were advised to close. Instead, they chose to adapt — even without critical N95 masks to protect themselves — as the economic crisis intensifies the need for free care.

Health Insurers Prosper As COVID-19 Deflates Demand For Elective Treatments

With most nonemergency procedures shelved for now, many health insurers are expected to see profits in the near term, but the longer view of how the coronavirus will affect them is far more complicated and could well impact what people pay for coverage next year.