Category: Deductibles

Start Shopping: Enrollment Begins Nov. 1 for Most Obamacare Insurance Plans

More than 16 million Americans who buy their own health insurance through state and federal marketplaces have until Jan. 15 to compare prices, change their coverage, or enroll for the first time.

Wrestling With a Giant: How to Dispute a Hospital Bill

One listener tried to dispute a $1,300 “facility fee” with the treating hospital, his insurer, a bill-mediation service provided by his employer, and finally a debt collector. He didn’t win, but he learned valuable lessons about advocating for hospital discounts.

Readers and Tweeters Diagnose Greed and Chronic Pain Within US Health Care System

KHN gives readers a chance to comment on a recent batch of stories.

Employers Are Concerned About Covering Workers’ Mental Health Needs, Survey Finds

Nearly half of large employers report that increasing numbers of their workers were using mental health services, according to a KFF annual employer survey. Yet almost a third of those employers said their health plan’s network didn’t have enough behavioral health care providers for employees to have timely access to the care they need.

Few Places Have More Medical Debt Than Dallas-Fort Worth, but Hospitals There Are Thriving

Some hospitals notch big profits while patients are pushed into debt by skyrocketing medical prices and high deductibles, a KHN analysis finds.

The $18,000 Breast Biopsy: When Having Insurance Costs You a Bundle

An online calculator told a young woman that a procedure to rule out cancer would cost an uninsured person about $1,400. Instead, the hospital initially charged almost $18,000 and, with her high-deductible health insurance, she owed more than $5,000.

100 Million People in America Are Saddled With Health Care Debt 

The U.S. health system now produces debt on a mass scale, a new investigation shows. Patients face gut-wrenching sacrifices.

Other States Keep Watchful Eye on Snags in Washington’s Pioneering Public-Option Plan

Washington was the first state in the U.S. to introduce a public option for health insurance, but the rollout hasn’t been smooth. Other states with public options in the works are taking notice.

As Workers Struggle With Pandemic’s Impact, Employers Expand Mental Health Benefits

Many job-based health plans broadened their mental health and substance use coverage to make sure workers had the support they needed this year as pandemic stress lingered, the annual KFF survey finds. Also, the proportion of employers offering health insurance to their workers remained steady, and increases for premiums and out-of-pocket health expenses were moderate.

Enough to Wreck Their Rest: $10,322 for a Sleep Study

The University of Miami Health System charges a truck driver six times what Medicare would pay for an overnight test.