Category: premiums

2024 Employer Health Benefits Chart Pack

This slideshow captures key data from the 2024 KFF Employer Health Benefits Survey survey, providing a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing, abortion coverage, offer rat…

Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2024

This graphing tool allows users to explore trends in workplace-sponsored health insurance premiums and worker contributions over time for different categories of employers based on results from the annual Employer Health Benefits Survey. Breakouts are…

What’s New and What To Watch For in the Upcoming ACA Open Enrollment Period

This year’s start date in most states is Nov. 1, and consumers may encounter new scams as well as important rule changes.

Benefit Trend: Employers Opt To Give Workers an Allowance for Coverage

Employers are showing interest in a type of health reimbursement account that gives workers a contribution to choose and buy their own plans, rather than participating in group plans.

Household Health Spending Calculator

This interactive tool, updated with 2022 data, helps users understand health care costs vary by family size, income, insurance, and health status. Use the dropdown menus to explore scenarios and trends in household health spending.

How Much and Why ACA Marketplace Premiums Are Going Up in 2025

This analysis of insurers’ preliminary rate filings shows that ACA Marketplace insurers are requesting a median premium increase of 7% for 2025, similar to the 6% premium increase filed for 2024. Insurers cite growing health care prices – particularly …

Inflation Reduction Act Health Insurance Subsidies: What is Their Impact and What Would Happen if They Expire?

Enhanced premium subsidies were first made available under the American Rescue Plan Act and extended until the end of 2025 under the Inflation Reduction Act. This analysis shows the impact that enhanced subsidies have had on enrollment and premium paym…

ACA Marketplace Enrollees Will See Steep Increases in Premium Payments in 2026 if Enhanced Subsidies Expire

Without the enhanced subsidies in the Inflation Reduction Act (IRA), Affordable Care Act (ACA) Marketplace enrollees in 12 of the states that use HealthCare.gov would see their monthly premium payments at least double on average, according to a new KFF…

A Tale of Two States: Arizona and Florida Diverge on How To Expand Kids’ Health Insurance

Both Florida and Arizona want to expand eligibility for the Children’s Health Insurance Program, known as CHIP, but their approaches to charging low-income families premiums for the coverage showcase the nation’s ideological divide on helping the disadvantaged.

How ACA Marketplace Premiums Changed by County in 2024

This analysis details how ACA marketplace premiums changed by county from 2023 to 2024, after taking into account expanded subsidies available under the Inflation Reduction Act.