Category: Asking Never Hurts

Your Out-of-Pocket Health Care Costs Need Not Be a Mystery

A new California law requires health insurance companies to notify consumers how much remains on their deductibles and how close they are to their annual out-of-pocket spending limits.

California Law Aims to Strengthen Access to Mental Health Services

The law doesn’t take effect until July, but its passage should force insurers to expand their rosters of therapists. Here’s how you can challenge your health plan’s mental health services until then.

Wildfire Smoke Is Here to Stay. Here’s How to Clean the Air Inside Your Home.

There are many ways to cleanse indoor air of dangerous smoke particles, which are particularly harmful to people with chronic respiratory and cardiac conditions. Some are expensive, but cheap alternatives exist.

Effort to Decipher Hospital Prices Yields Key Finding: Don’t Try It at Home

Your dutiful columnist tried to make use of a federal “transparency” rule to compare the prices of common medical procedures in two California health care systems. It was a futile exercise.

Being Vaccinated Doesn’t Mean You Must Go Maskless. Here’s Why.

It won’t hurt to remain cautious, even as California reopens for business in response to mass vaccinations and diminishing cases of covid.

Covered California Says Health Insurance Just Got Too Cheap to Ignore

Californians who passed up health coverage in the past may be pleasantly surprised by the lower prices available thanks to the new federal relief act.

So You’re Vaccinated Against Covid. Now What?

The vaccination rollout has been unsteady, but the vaccines seem very effective, raising hopes that the pandemic will subside by later this year if enough Americans get their shots. Meanwhile, remain cautious.

New California Law Makes It Easier to Get Care for Mental Health and Substance Abuse

The measure, which took effect Jan. 1, removes loopholes that made it easy for insurers to use arcane company guidelines to avoid paying for care. Patients now have an easier way to challenge those denials.

COVID Vaccines Appear Safe and Effective, but Key Questions Remain

The federal government expects vaccinations to be available to everyone who wants them by summer — though glitches are inevitable. If enough of us get vaccinated, we could wave goodbye to the pandemic in 2021.

Medicare Open Enrollment Is Complicated. Here’s How to Get Good Advice.

It’s a complex program with many options — as well as confusing rules and nuances. Here’s how to get reliable guidance.